Job 2 of 5
Finance a deal. Can the deal carry the debt?
SBA and bank loans, seller notes and the capital stack, with DSCR tested.
Tools for this job
Start with the numbers
Deal Analyzer
Valuation, financing and DSCR in one view: can this business carry this deal?
Open tool →NEWSBA Loan Payment Calculator
Monthly payment, amortization and the largest loan your cash flow supports.
Open tool →Acquisition Financing Calculator
Senior debt plus seller note: DSCR and post-debt cash flow.
Open tool →Seller Financing Calculator
Seller-note payments, balloon and total interest, charted.
Open tool →Guides
Everything we have on finance a deal
In-depth, practical and written to our editorial standards
Business Acquisition Financing: How to Pay for a Business
Business acquisition financing explained: buyer equity, SBA 7(a) loans, bank debt, seller notes, earnouts and investors, and how much debt a deal carries.
Read the guide →Finance a deal · 8 min readSeller Financing: How Seller Notes Work When Buying a Business
How seller financing works when buying or selling a business: seller note terms, interest, balloons, standby, security, and pros and cons for both sides.
Read the guide →Finance a deal · 4 min readNon-Dilutive Capital: How to Fund a Business Without Giving Up Equity
Non-dilutive capital explained: revenue-based financing, term loans, SBA loans, lines of credit, grants and customer prepayments, with pros and cons.
Read the guide →The Bootstrapper Brief
One deal, taken apart, every week.
- A real-world deal structure walked through with the Deal Toolkit
- A template, checklist or calculator you can use the same day
- Plain-English notes on valuation, financing and diligence. No hype, no paid placements.